Terms + Privacy
The terms and privacy listed below apply to David J. Waldron and his primary website, davidjwaldron.substack.com (formerly davidjwaldron.com). To learn more about the company that provides the Quality Value Investing newsletter platform, visit Substack.com.
Terms of Use
The terms and conditions of use set forth herein apply to each of the pages of the davidjwaldron.substack.com website (the site), plus any books, articles, blogs, analytics, reports, subscriptions, or consultations (herein referred to as services). Please read these terms and conditions of use carefully before using the site or services. By using the site or services, you signify your agreement with the following terms and conditions of use, including disclaimers, disclosures, and privacy policies without limitation or qualification. David J. Waldron may, at any time, revise these terms. Any such revisions bind you and should, therefore, periodically visit this page to review the current terms of use to which you are bound as a site visitor, client, or subscriber to David J. Waldron's professional services. David J. Waldron's books, titles, and brand names: Build Wealth With Common Stocks, Quality Value Investing, Hire Train Monitor Motivate; The Ten Domains of Effective Goal Setting, A Great Place to Learn & Earn, the Country View imprint, and logo, are intellectual properties of David J. Waldron. The information contained on the site is produced and copyrighted by David J. Waldron. Any unauthorized use, duplication, redistribution, or disclosure of this information without the express written permission of David J. Waldron is prohibited by law.
Disclaimers
David J. Waldron is an experienced individual investor, author, and former executive who writes self-improvement books on personal finance, organizational, team, and individual effectiveness, postsecondary career education, career building, and goal setting (also referred to herein as "David J. Waldron," "the site," or "services") and provides expert commentary and testimony as an independent contractor. No warranties or representations are made regarding the accuracy of his website, publications, or client services. The site's content and the reports on the site or otherwise distributed to client companies, site visitors, or the media may be derived from David J. Waldron's professional experience in personal investing, organizational, team, and individual effectiveness, and postsecondary career education. The information, reports, and material presented on the site or as part of client or reader services are for general information only and do not specifically address individual financial situations, career objectives, company situations, or the particular needs of any specific person who may view the site or receive any information or reports contained on the site, or obtained from David J. Waldron otherwise. Before acting based on any information illustrated or reported on the site or from David J. Waldron otherwise, it is recommended that you consult an independent financial adviser, career coach, attorney, or other professional as appropriate. Nothing on this site or any publication or report contained or advertised on the site or distributed by David J. Waldron otherwise constitutes individual or company investment, professional, legal, career, or tax advice. The opinions, information, and reports contained on the site or distributed by David J. Waldron otherwise have been obtained or derived from sources believed to be reliable. Still, David J. Waldron does not represent its timeliness, accuracy, or completeness. David J. Waldron shall accept no liability for any loss arising from the use or any information contained on the site, from publications, or professional consulting services and shall not treat any visitors as clients of the site simply by their viewing the site or materials distributed by David J. Waldron otherwise. Under no circumstances shall David J. Waldron or any party involved in creating, producing, or delivering the web pages, publications, or materials distributed by David J. Waldron otherwise be liable for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the inability to use the publications and materials on the website, or received from David J. Waldron otherwise. David J. Waldron assumes no responsibility and shall not be liable for any damages or viruses that may infect your computer equipment or other property on account of your access to, use of, or browsing on the website or the downloading of any materials, data, text, images, video, or audio from the site or David J. Waldron's professional services. David J. Waldron can assume no liability from any link accessed from the site.
Quality Value Investing* (blog, newsletter, and podcast series) and published book, Build Wealth With Common Stocks: data is for illustrative purposes only. The accuracy of the data cannot be guaranteed. Narrative and analytics are impersonal, i.e., not tailored to individual needs or intended for portfolio construction beyond the QVI Stock Picks, which are presented solely for educational purposes. David J. Waldron is an individual investor and author, not an investment adviser. Readers should always engage in further research and consider (as appropriate) consulting a fee-only certified financial planner, licensed discount broker/dealer, flat fee registered investment adviser, certified public accountant, or qualified attorney before making any investment, income tax, or estate planning decisions.
*A former complimentary membership subscription to the former exclusive member page at davidjwaldron.com, including formerly The Model Portfolio, was voluntary, and subscribers could cancel anytime. David J Waldron reserved the right to convert the free service to a paid subscription program with adequate advance notice based on an opt-in platform. The portfolios are now behind a paywall, Quality Value Investing on Substack, and Seeking Alpha Investing Groups.
Disclosures
David J. Waldron (also referred to herein as "davidjwaldron.substack.com") is an independent author currently offering professional opinion and analysis and expert witness services on an interim contract basis to a diversified client base including, but not limited to, public and private companies or nonprofit organizations; expert networks, management consultants, government agencies, policy institutes, civil and securities litigation attorneys, individuals, and the print or online media. Readers or listeners of David J. Waldron's newsletters, blogs, books, and podcasts agree and understand these services are for illustrative purposes only and not intended for employee training or strategic development or as investment advice. David J. Waldron is an individual investor, organizational effectiveness expert, and postsecondary career education veteran who provides professional commentary and expert witness services. Analytics and narrative are not meant as investment, professional tutoring, or strategic advice. Readers should always engage in further research and consider consulting an investment advisor, employer, accountant, attorney, or board member, as appropriate, before making any investment, employment, or strategic decisions. As such, subscribers and their sponsors or assignees agree to indemnify David J. Waldron (formerly David J. Waldron, LLC) and davidjwaldron.subtack.com (formerly davidjwaldron.com) of any liability, loss, or damages stemming from the use or misuse, intended or otherwise, of any books, blogs, articles, news, reports, indices, consultations, and other research, analytics, and services. The content of davidjwaldron.substack.com (and content formerly referred to as The Self-Directed Life, The Self-Directed Investor, and Main Street Value Investor), Quality Value Investing, Build Wealth With Common Stocks, Hire Train Monitor Motivate, The Ten Domains of Effective Goal Setting and A Great Place to Learn & Earn are copyrights of David J. Waldron; davidjwaldron.substack.com and logo, and Country View publishing imprint are trademarks of David J. Waldron; and Books for Main Street is a service mark of David J. Waldron. Readers also agree that all information and services provided on davidjwaldron.substack.com are proprietary and copyrighted by David J. Waldron unless otherwise noted. Any copying, reproduction, or dissemination of any information contained within davidjwaldron.substack.com or its products and services without express written permission of David J. Waldron is prohibited and potentially punishable by law. Since davidjwaldron.substack.com professional opinion and analysis and expert witness services may be accessible by readers from the website and by electronic mail, all terms and conditions and the privacy policy published on the site govern the user agreement. As such, readers agree they have read, understand, and accept all terms and conditions, disclaimers, disclosures, and privacy policies before utilizing any David J. Waldron or davidjwaldron.substack.com product or service.
Privacy Policy
What information do we collect?
We collect information from you when you register or subscribe to our site, respond to a survey, or fill out a form. When requesting info or registering on our site, as appropriate, you may be asked to enter your name, email address, mailing address, or phone number. You may, however, visit our site anonymously for general information (no access to content other than posts that are available to everyone.)
What do we use your information for?
Any of the information we collect from you may be used in one of the following ways: to personalize your experience (your information helps us to better respond to your individual needs), to improve our website and client services (we continually strive to improve our website and other client experiences based on the information and feedback we receive from you); to improve client service (your information helps us to respond to client service requests and support needs more effectively); and to process information transactions. Your public or private information will not be sold, exchanged, transferred, or given to any other company for any reason whatsoever without your consent other than to deliver the service requested or send periodic emails. The email address you provide may be used to send you information and respond to inquiries and other requests or questions. Note: if at any time you would like to unsubscribe from receiving future non-essential emails, we include detailed unsubscribe instructions at the bottom of each email sent.
How do we protect your information?
We implement a variety of security measures to maintain the safety of your personal information when you enter, submit, or access your personal information.
Do we use cookies?
The site owner, Substack, and third-party vendors use cookies to monitor user activity based on prior visits to our website. Google's use of the DoubleClick cookie enables it and its partners to serve ads to our users based on their visits to our sites and other sites on the Internet. Users may opt out of using the cookies by contacting the site owner, Substack, directly. Alternatively, you can opt out of some third-party vendor's use of cookies for interest-based advertising by visiting aboutads.info.
Disclosure of information to outside parties?
We do not sell, trade, or otherwise transfer your personally identifiable information to outside parties. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe it is appropriate to comply with the law, enforce our site policies, or protect our rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for statistical analysis, marketing, advertising, or other uses.
Links
Our website and other reports and distributions contain links to other sites for the convenience of our visitors and clients. Please be aware that we are not responsible for their content, terms, or privacy practices. We encourage our users to be aware when they leave our site to read the privacy statements of any other site that collects personally identifiable information.
Children Online Privacy Protection Act
We comply with the requirements of COPPA (Children's Online Privacy Protection Act); we do not intentionally collect any information from anyone under 13 years of age. Our website and services are all directed to people at least 18 years of age or older.
Your Consent
By using our site and services, you consent to our privacy policy.
Changes to our Privacy Policy
If we decide to change our privacy policy, we will post those changes on this page.
Contacting Us
If there are any questions regarding this privacy policy, you may contact us using this email link: davidjwaldron.qvi@gmail.com.
Trust Guard, the PCI compliance authority, powers this privacy policy.
Trademarks and Copyrights
Quality Value Investing is a service mark of David J. Waldron.
The QVI Stock Picks Real-Time Performance Trackers are servicemarks of David J. Waldron.
The Country View logo is the publishing imprint and a trademark of David J. Waldron.
Books for Main Street is a service mark of David J. Waldron.
The content of davidjwaldron.substack.com (formerly davidjwaldron.com) is copyrighted 2013-24 by David J. Waldron.
The content of Quality Value Investing is copyrighted 2016-2024 by David J. Waldron.
The content of Build Wealth With Common Stocks was copyrighted in 2021 by David J. Waldron. All rights reserved.
The Hire Train, Monitor Motivate content was copyrighted in 2016 by David J. Waldron. All rights reserved.
The content of The Ten Domains of Effective Goal Setting is copyrighted 2015-2016 by David J. Waldron. All rights reserved.
The content of A Great Place to Learn & Earn is copyrighted 2005-2015 by David J. Waldron. All rights reserved.
Acknowledgments
Cover design for Build Wealth With Common Stocks by Robin Ludwig Design, Inc.
Cover design for Hire Train Monitor Motivate by Robin Ludwig Design, Inc.
Cover image for Hire Train Monitor Motivate by Rawpixelimages | Dreamstime.
Cover design for The Ten Domains of Effective Goal Setting by Stacie White at Cover Design Studio.
Original and modified book cover art for A Great Place to Learn & Earn by NaCDS and Cover Design Studio.
Cover image for A Great Place to Learn & Earn by Trevor Lush courtesy of Dianne Falk, Cardinal Marketing.
Typography for the cover of A Great Place to Learn & Earn by Robin Ludwig Design, Inc.
The Country View publishing imprint and tree logos by Birendra at Logo Design Team.
Author profile photo by Gene Hutnak Photography.
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